Insurance broking · McAuley Insurance Brokers
The best rate the market will give you, in writing.
We are an independent broker. We take your business to the whole market, put the insurers against each other, and come back with the strongest cover at the lowest defensible price, explained in plain language.
Why this beats buying direct
We shop the whole market
A direct quote is one insurer's price. We run your risk past a wide panel of insurers and underwriting agencies and compare like for like.
We negotiate with leverage
Insurers compete for a broker's book. That pressure, plus how we present your risk, is what moves the premium down.
One contact for renewals and claims
You call us, not a queue. At claim time we build the file and push it through, on your side of the table.
Advice you can act on
We show you where you are over-insured, under-insured, and exposed, before you sign anything.
What we place
Cover built around how your business actually operates.
Business & commercial
- Business pack and commercial property
- Public and product liability
- Professional indemnity
- Management liability and D&O
- Cyber and data breach
- Workers compensation
- Commercial motor and fleet
- Contract works and plant
Where a business saves money
A direct renewal is usually last year's price plus a bump. We rebuild the premium from the ground up. Each lever below takes a piece out, without touching the cover you actually need.
Renewal quote, bought direct
Same or better cover, through us
Illustrative. Every result depends on your risk, your claims history and the market at the time. Where the cover is already sharp, we tell you.
Whole-of-market competition
The same risk quoted by several insurers at once. The lowest serious offer sets the floor.
Removing over-insurance
Sum-insured values that drifted above replacement cost, duplicated sections, cover for assets you sold.
Accurate risk presentation
Underwriters price uncertainty. A clean, complete submission with your controls spelled out prices lower.
Consolidating policies
Several small policies with different renewal dates become one program, with one negotiation.
Right-sizing the excess
Lifting the excess on claims you would never bother lodging trades a small risk for a real premium cut.
How it works
- 01
Tell us the business
A short call or form: what you do, revenue band, headcount, assets and any past claims. Fifteen minutes.
- 02
We take it to the market
We package the risk and put it in front of the insurers most likely to price it well, then compare the terms line by line.
- 03
You get options and a recommendation
A one-page comparison: cover, price, excess and what each option does not include, with the one we would choose and why.
Who you deal with
McAuley Insurance Brokers is the broking line of White Agency Group. You work directly with Javier, our principal broker, not a call centre. He handles the market, the negotiation and the claim. Same person from the first quote to your third renewal.
Send us your current policy. We will tell you what it is missing.
A free side-by-side against the market. If your cover is already sharp, we will say so.
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The other White Agency lines